Auto Insurance
Personal Auto
Auto insurance is important because it Protects you financially – It helps pay for repairs, medical bills, or damages after an accident. It Covers others – It pays if you injure someone or damage their property. It is legally required – Most places require at least basic coverage to drive legally. It Offers peace of mind – You’re not stuck paying huge costs out of pocket after an accident. And it Covers more than crashes – Some policies protect against theft, vandalism, or natural disasters.
In short, auto insurance helps you stay protected, responsible, and legal on the road.
Classic and Antique
Insuring classic vehicles differs from standard auto insurance due to the unique nature and value of these cars. Companies like Hagerty, specialize in classic car policies. Coverage can include
- Spare Parts Coverage to protect rare and expensive replacement parts.
- Roadside Assistance: Often tailored for vintage cars with special towing needs.
Motorcycle
Motorcycle insurance helps protect you and your bike financially if you're involved in an accident, your bike is stolen, or you damage someone else's property. Here's a breakdown of the main coverage types:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Medical Payments / Personal Injury Protection (PIP)
- Optional Add-ons: Custom parts coverage, roadside assistance, trip interruption, etc.